External Dental Payment Plan Options

Financing Options

At Cottonwood Dental in Salt Lake City, UT, we recognize that sometimes your dental insurance may not cover the services you need, or you might prefer not to pay for a treatment all at once. That's why we accept CareCredit and Sunbit. These companies provide financing options that allow you to pay for your treatment in smaller, more manageable amounts over time.

To help you smile now and pay later, we offer flexible payment plans for your dental needs. Explore your financing options today.

Sunbit

Sunbit is designed to help you purchase what you need without added stress. Typically offering 3, 6, or 12-month payment plans, Sunbit extends to 18 and 24-month plans for dental care. With no hard credit checks, no fees or penalties, and an 85% approval rate for dental patients after a quick 30-second application, Sunbit makes financing easy. Down payments are required, and APRs range from 0% to 35.99%. Checking your options does not affect your credit score. Get the care you need by applying for Sunbit today, or visit their website to learn more.

Full Price vs. Monthly Payments with Sunbit

Full Price	Monthly Payments
$500	$30.23
$600	$36.28
$700	$42.32
$800	$48.37
$900	$54.41
$1,000	$60.46
$2,000	$120.92
$4,000	$241.84
$6,000	$362.76
$8,000	$486.68

Apply Today!

Cherry

CareCredit

At Cottonwood Dental, we understand that dental insurance may not always cover the services you need, or you might prefer not to pay for treatment all at once. That's why we accept CareCredit, which offers financing to help you pay for your treatment in smaller amounts over time.

CareCredit is designed to cover out-of-pocket expenses not included in medical insurance and is accepted by over 225,000 providers nationwide.

CareCredit provides financing options of 6, 12, 18, or 24 months with no interest charged on purchases of $200 or more, as long as you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If the full amount is not paid, interest is charged from the original purchase date.

Additionally, CareCredit offers extended healthcare financing for 24, 36, 48, or 60 months with reduced APR and fixed monthly payments until the balance is paid in full. For purchases of $1,000 or more, you may qualify for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. For purchases of $2,500 or more, a 60-month offer with a 17.90% APR may be available.

To qualify, you need to apply. Visit the link below to learn more about the CareCredit service and application process.